Taking Payments

Whether you’re selling in person or online, there are ways to take all kinds of payments quickly and securely.

Many businesses from the smallest side hustles to the biggest behemoths now take digital payments. Some are almost completely cashless because it’s just more convenient for everyone. 

Your customers are not limited by how much cash they have on hand. And you don’t have to worry about organizing and securing a cash float or the day’s takings.

Accepting digital payment makes your business look more professional. Customers have come to expect it. What’s more, your income and accounts are easier to check and manage. Fewer trips to the bank to deposit cash and less time spent on payment administration have got to be good, right?

No matter what size or type of business you’re running, you can take cashless payments from your customers’ card, bank or mobile phone account.

• Face-to-face – in-person card payments are the mainstay if you trade from a physical shop, stall or door-to-door. Customers can pay by inserting their card into a reader or use contactless chip technology to tap and pay.
• Online – sell via a website by enabling online payment. You can also provide local delivery or order and collect services.
• Email – secure pay-by-link is a great way to take payments via e-mail or SMS for one-off sales or if customers prefer not to order and pay online.
• Mobile – take payments in-person at a festival, event or outdoors by using your mobile phone as a card reader. Or remotely using mobile web or in-app payments.
• Telephone – if you already have a card reader or virtual terminal, it’s straightforward to take telephone orders and payments by keying in card details.
• Mail order/catalog – simply key in card details from customer order forms to take payment
• Invoice – request payment from customers with digital invoices. You can usually create, customize and track payments through an app or secure website, too.