Retailer Credit Cards
Retailer credit cards are bank-issued credit cards co-branded with a retailer. Most often you can use the card only at that retailer or a specific group of retailers. Store credit cards can help you build credit, offer incentives and savings, and make shopping at your favorite retailers convenient. However, be sure to pay your balance on time and stay below the (oftentimes lower) credit limit so that your credit score isn’t negatively impacted.