Financial Risk

line segement

Quick Quiz

To lower your chances of becoming a victim of identity theft, it’s important to understand how to best protect your finances and personal information. Take this quiz to learn how you can better secure your personal finances.

1

Security breaches are easier to address with which payment form?

A
Cash
B
Check
C
Credit card
D
Debit card

Correct!

With a credit card, consumers have plenty of time to notice unauthorized charges, notify their issuer and have them removed.

Not quite.

Security breaches are easier to address with a credit card. Consumers have plenty of time to notice unauthorized charges, notify their issuer and have them removed.

2

Which of the following is NOT an example of safe Internet use?

A
Delete spam emails that ask for personal information
B
Keep your antivirus and anti-spyware software up to date
C
Shop online only with secure web pages
D
Archive credit card information in your email

Correct!

Sending or saving credit card numbers, government ID numbers and other personal information via email puts your personal information at risk of theft.

Not quite.

Never send or save credit card numbers, government ID numbers or other personal information via email.

3

What is a potential warning sign that your identity may have been stolen?

A
You receive goods at your home that you haven’t ordered
B
You see unauthorized purchases on your credit card statement
C
You receive debt collection calls for services you didn’t use
D
All of the above

Correct!

If you receive goods that you haven’t ordered, see unauthorized purchases on statements, or receive debt collection calls for debts that are not yours, these are all signs that your identity may have been stolen.

Not quite.

Yes, but you missed a couple more warning signs. If you receive goods that you haven’t ordered, see unauthorized purchases on statements, or receive debt collection calls for debts that are not yours, these are all signs that your identity may have been stolen.

4

Which of the following is an appropriate organization to contact in the case of identity theft?

A
Your bank
B
Law enforcement
C
Credit bureaus
D
All of the above

Correct!

Your bank, law enforcement and credit bureaus are all appropriate entities to contact in the case of identity theft.

Not quite.

Your bank, law enforcement and credit bureaus are all appropriate entities to contact in the case of identity theft.

5

If you’ve been a victim of identity theft, it’s a good idea to contact credit bureaus, if available, because they can help you:

A
Dispute fraudulent information with lenders
B
Advise on additional security options
C
Check for future fraudulent applications in your name
D
All of the above

Correct!

Credit bureaus may be able to help you dispute fraudulent information with lenders, advise on additional security options and check for future fraudulent applications in your name.

Not quite.

Yes, but you missed a couple. Credit bureaus may be able to help you dispute fraudulent information with lenders, advise on additional security options and check for future fraudulent applications in your name.

Your Score

Nice job!

You’re your own identity theft security guard — check out these tips to stay successful.

Nice job!

You’re on the path to becoming your first line of defense against identity theft — check out these resources to become even better at protecting your personal information.

Too Bad!

You’re new to personal finance with lots of identity theft protection potential — check out these resources to learn how to be as safe from identity theft as possible.

How Much Do You Know About Identity Theft?

5Questions

Share

Featured

Calculators

Emergency Fund

Do you have enough money to cover an emergency? Evaluate your finances to determine how much you should be saving for the unexpected.

Calculate Now
Calculators

Cost of Credit

Paying off your credit card balance late can increase interest and unexpected costs. Learn how much more you might pay on purchases due to the cost.

Calculate Now
Calculators

Rework Your Budget

As your finances change, it's important to adjust your budget. Track your current expenses and make adjustments as necessary.

Calculate Now
Calculators

Saving for a Goal

If you're having a difficult time putting money aside for a trip or a special purchase, determine how much money you need to set aside to meet your goal.

Calculate Now