How to Prevent Fraud

Take a minute to think about your habits — do you delete spam emails? Do you keep your personal information in a secure place? What about your statements and receipts — do you shred them before throwing them away? There are some simple steps you can take to reduce or minimize the risk of becoming a victim of identity theft.

Practice safe internet use. 
Privacy is an important issue, especially in the information age. To keep your data safe, delete spam emails asking for personal information and keep your antivirus and anti-spyware software up to date. Shop online only with secure web pages (check your browser for an image of a lock or look for “https” in the address bar). Never send credit card numbers or other personal information via email. Be careful about posting personal information on social media, such as address details, pets’ names and when you are on vacation.

Destroy private records. 
Tear up or shred credit card statements, ATM, credit or debit card receipts, bank deposit receipts, loan offers and other documents that contain private financial information.

Secure your mail. 
Empty your mailbox regularly and consider investing in a mailbox lock. When mailing bill payments and checks, consider dropping them off at the post office or in a secure mailbox. These are simple changes that can have a big impact on your personal security.

Check your credit report. 
At least once a year, obtain and review your credit report for suspicious activity. 

Be aware of scams. 
Always be on the defensive with your private information. Never give out personal information to telemarketers or respond to emails from someone claiming to represent your bank, credit card issuer, a government agency, a charity, or other organization. If you think the request is legitimate, contact the company directly to confirm.